FinOps

Know who owes you. Get paid faster.

Write down who owes you, ask for the money on WhatsApp, and make GST bills — all in a few taps.

Start freeOnly your mobile number. Takes two minutes.
  • Free to start
  • Works on any phone
  • Works without signal
  • Your data is yours

Your notebook can’t send a reminder.

Most shops lose money not because customers refuse to pay, but because nobody asked at the right time.

The notebook way

  • Names and amounts in a notebook that gets lost or smudged
  • Awkward phone calls to ask for money
  • Forgetting who promised to pay on Friday
  • Bills written by hand, tax worked out on a calculator
  • No idea if the month made a profit

With FinOps

  • Every customer’s account in your phone, safe and searchable
  • A polite WhatsApp reminder, written for you, in one tap
  • A “calls to make today” list with every promise noted
  • GST bills with the tax done for you, shared in seconds
  • Your bank statement turned into profit and loss

Three steps. Two minutes to start.

  1. Write it down

    Add a customer and type what they took on credit. It takes a few seconds.

  2. Ask for the money

    One tap opens WhatsApp with the amount and a link to pay by UPI. You press send.

  3. Get paid

    When they pay, write it down. The balance updates and the reminders stop by themselves.

Everything a small shop needs. Nothing it doesn’t.

Ravi Tea Traders₹4,100 to get

Gave on credit

Tea powder 5 kg · Mon

₹2,600

Gave on credit

Sugar 10 kg · Wed

₹1,500

Got a payment

UPI · last week

₹1,200
  • Type a name and an amount. That is all.
  • See every customer’s full account, day by day.
  • Made a mistake? Undo it. Nothing is ever erased.

Speaks your language. Every screen. Every message.

Choose English, తెలుగు, हिन्दी, தமிழ் or ಕನ್ನಡ from the top bar, and the whole app changes. Your customers can get reminders in theirs.

Made for shops like yours.

  • Tea stalls
  • Kirana stores
  • Wholesalers
  • Hardware shops
  • Medical shops
  • Tiffin centres
  • Distributors
  • Garment shops
  • Electricals
  • Service providers

Questions shop owners ask

Is it really free?

Yes. Writing credit, making bills, keeping stock and reminders on WhatsApp are free. Only SMS messages use paid credits, and you can skip those.

Do my customers need to install anything?

No. They get a normal WhatsApp message with a link. They can see their account and pay by UPI from it.

Does it work without internet?

You can write entries without signal. They upload by themselves when your phone is back online.

Is my data safe?

Your records are yours. Each shop’s data is kept separate, every change is recorded, and you can download everything any time from Excel & backup. You can also lock the app with a PIN.

Which languages does it speak?

English, తెలుగు, हिन्दी, தமிழ், ಕನ್ನಡ. Change the language any time from the top bar. Your customers’ reminders can be in their own language.

Do I need a GST number?

No. You can use FinOps just for credit and reminders. Add your GST number when you want to make tax bills.

Start with one customer today.

Add your first customer, write what they owe, and send your first reminder before your tea gets cold.

Start free

Only your mobile number. No card. Takes two minutes.